When it comes to availing insurance for your vehicle, nowadays, it is as easy as ordering snacks or food from your smartphone. With just a few easy taps, you are good to go with just one insurance download app installed on your device. Long gone are the days when people actually used to visit concern centres themselves and literally spend half of their day!
It’s 2024! Almost every task is easily initiated via smartphones. Be it availing vehicle insurance, applying for a loan, investing, etc., you name a task, and it is easily doable digitally. Today, in this article, let’s dive deep into the convenience such an application can bring to our daily lives.
What is Vehicle Insurance? Is it compulsory by the law?
As the term suggests, it is a financial safety net for the driver as well as others on the road. Bike or car insurance online tends to protect you from the financial burden of accidents by covering property damage and medical expenses that arise from a collision. There are two types of coverage offered:
- Third-party liability
It covers the injuries and property damage of others involved in an accident you cause.
- Comprehensive coverage
This type of policy offers protection on a broad scale. This includes your own vehicle, which is caused by accidents, theft, and even natural disasters in some cases.
Yes, having car/bike insurance online is mandatory by law. It is covered by the Motor Vehicles Act of 1988, and if you are caught travelling without it, you may face legal action.
Benefits of Downloading the App
- Easy Accessibility
When you go from traditional to digital, you are in for a smooth ride. This facility is super easy to access, as you can compare several options easily and then choose the right one. Even the payment can be made quickly, and without going anywhere, you can easily insure your vehicle from your comfort zone.
- Timely reminders
There is no need to worry about insurance renewal. Digital applications like ‘Bajaj Finserv’, which I’ve been using for quite a long time, offer the facility of reminders. They remind you before your insurance expires so that you can renew it timely and avoid any kind of hassle.
- Round-the-clock customer support
If you are facing any issues or have doubts in your mind at any time of the day, you can easily approach the customer care representatives for such applications. They will help you clear your issues within just a few minutes without letting you move out of your comfort zone.
- Security and Safety
Modern and latest applications prioritize security. They offer encrypted logins and two-factor authentication, keeping all your crucial information safe and sound at all times.
Conclusion
If you are on the hunt for a two wheeler insurance online or even for a car, no need to waste your time by going with the offline methods. Just simply download the correct application on your smartphone and within a blink of an eye, you can easily avail the insurance facility without any kind of hassle.
